When is Open enrollment for Health Insurance 2019?
The year is coming to an end already. Many Americans wish to change their health insurance plan. Others may desire to extend their coverage against the next year. So, you may be asking, ‘When is open enrollment for health insurance 2019? Everyone should go over their current plans to see if there is any policy change. These changes occur year in year out. Sometimes, the change may be significant enough to warrant a change in coverage.
When is Open enrollment for Health Insurance 2019?
The open enrollment period for health insurance 2019 is between the 1st of November and the 15th of December, 2018.
November 1, 2018: The first day of November marks the first day you can enroll, renew, or change your health insurance plan.
December 15, 2018: The 15th day of November marks the last day you can enroll, renew or change your health insurance plan.
Any coverage purchased during this period starts on the 1st of January, 2019
.
What happens if I miss the open enrollment for health insurance 2019?
Some individuals or families may, for one reason or the other, miss the open enrollment period. If you fall into this category, there are a few health insurance options you can avail yourself of.
Health Insurance Options:
● Special enrollment period
A qualifying life event may make you eligible for a special enrollment period. Events like getting married, losing dependency status, moving, divorce, etc. belong to this category. You should apply for the health insurance coverage within 60 days of the event.
● Short-term coverage
A short-term coverage is more affordable but less comprehensive than individual ACA plans. It is a very useful tool for bridging gaps between coverage. The new health insurance laws allow the purchase of a short-term coverage that could cover you for 364 days. You should never rely on a short-term coverage due to its limitations.
● Medicaid and CHIP
These schemes aim to provide health insurance coverage for special populations. Enrollment is open all year round. You can contact your state board to know if you are eligible.
The new legislation would cause significant changes in health insurance policies and coverage. It is important that you are up to date with these changes to ensure you are always covered.
For more information please call Unifiedhealthmarket.com today at (800) 674-9103
